Locations: Edinburgh, Birmingham, Manchester
Our Risk teams provide oversight and challenge on almost every aspect of what RBS does as a bank. We create, maintain and manage an overarching risk framework which is linked to the bank’s risk appetite, and allows all areas of our business to understand and control their risks. As RBS continues to evolve and to innovate, and with our focus on becoming stronger and more resilient, Risk’s role continues to grow in importance.
Risk is a hugely diverse function, with numerous specialised disciplines such as country, capital and market risk, and multiple different ways of looking at what we do. From assurance, to assessing the implementation of control frameworks, to challenge on pay and reward, our people play a vital role in decision making across our business.
Our graduate programme is designed to build a pipeline of rounded risk professionals who understand our business holistically, and have the talent and capability to contribute at a strategic level. Join us as a Risk Graduate and you’ll be challenged with helping us strengthen our risk culture and improve our resilience, both now and for the future. We’ll seek your view on our risk strategy and framework, and give you the chance to work on projects which are stimulating, and crucial to our business.
What you can expect
You’ll join a two year programme, with four rotations which will give you the chance to build your knowledge across different risk disciplines, such as Operational Risk, Enterprise Wide Risk Management, Credit Risk, Market Risk and Risk Infrastructure.
It’s a unique and valuable opportunity to test your skills against the demands of these distinct specialisms, while developing a rounded outlook and a network across our risk community. But it’s not just breadth you can expect. You’ll work on key business projects specialist teams across your rotations, giving you the exposure you need to develop a deep understanding of what we do.
Who we're looking for
We’ve designed our graduate programme to embed the traits and tools needed for good risk management across the bank. To succeed in Risk you’ll need to be curious and independent minded. You should be the type of person who looks at the bigger picture and thinks long term, while embracing change. You’ll be passionate about seeking and understanding the information which allows you to make sound decisions, and provide well reasoned recommendations to our businesses.
The decisions our colleagues make might have a wider effect on the economy, on our brand, and on our customers. It’s Risk’s role to manage this. To do that, we’re looking for people with strong numerical and analytical skills, with the ability to manage stakeholders and communicate effectively.
The Risk function is very diverse and we’re happy to consider graduates with any degree discipline. However a good number of risk roles have a strong quantitative or analytical component, and study fields such as Finance, Mathematics and Economics are likely to have given you valuable transferrable skills.
Whatever you’ve studied, we ask all of our graduates to have a minimum 2:1. You don’t need any specific UCAS points or experience.
Development and support
The programme’s rotational structure is designed to steadily build your skills across the risk function. You’ll be given responsibility at an early stage and develop both technical and business skills through experiential training, and a structured core learning programme.
We also offer sponsorship for the Financial Risk Manager and Chartered Banker professional qualifications, adding further weight to your development into a rounded risk professional. Finally, we’ll offer a structured mentoring programme and opportunities closely related to your personal career goals, giving you everything you need to fulfil your potential.
Our graduates are highly sought after in the Risk function and have transitioned to a wide range of roles, from stress testing and capital modelling, to financial analysis and operational risk management and planning.
Succeeding in the programme takes determination, talent and commitment. By the end you’ll have demonstrated the drive to play a key part in delivering first class risk management that protects both the bank and our customers. The extensive career opportunities afterwards mean that your potential doesn’t end when the programme does.